Spruce up your banking game with 3.50% APY

New York Post Composite Staying on budget requires more than sitting down once a month to look at your personal finance spreadsheet. Impulse purchases, forgotten subscriptions and inflation that takes a bite out of your savings happen every day. Tracking what you spend is one of the simplest ways to regain control of spiraling costs and keep them in check. Tracking what you save is just as important because it shows whether your financial habits are moving you closer to an emergency fund, vacation or another goal. Spruce, a mobile banking app built by H&R Block, puts those two sides of your financial life in one place. Customers receive a Spending account and a Savings account, along with tools designed to reveal patterns, organize expenses and make saving more automatic. Whether you’re op