It’s hard to find someone who doesn’t think automobile prices are getting out of control. Ever since the pandemic, the prices of both new and used cars have been skyrocketing, with American consumers’ total auto debt surging to $1.68 trillion at the end of 2025—up 37% since 2018. According to Kelly Blue Book, the average price of a new car in May was just over $49,000. CarGuru’s data shows that the average price for a used car is now topping out at more than $29,000, as of July 6. But what if yo