RBI tightens transparency norms on bulk deposit rates, allows LCR-linked pricing

4 min readUpdated: Jul 31, 2026 02:43 PM IST The RBI has tightened disclosure norms for deposit interest rates while allowing banks greater flexibility in pricing deposits based on liquidity risks.The Reserve Bank of India (RBI) has tightened disclosure norms for deposit interest rates while simultaneously giving banks greater flexibility to price such deposits based on liquidity risks, a move that comes on the heels of HDFC Bank facing questions over the pricing of bulk deposits in the Maharashtra State Road Development Corporation (MSRDC) case. The interest rates offered on deposits, including bulk deposits, should be uniform across all branches and for all customers and there should be no discrimination in the matter of interest paid on the deposits, between one deposit and another depo