Our kids are college graduates, but we're paying their rent. We understand what they're up against.

The author (second from left) said she and her husband are paying rent for their 20-something kids to help give them a strong foundation for their futures. Courtesy of Cherith Glover Fluker. My children are college graduates. I'm still paying their rent, and I'm OK with that. A college degree may be an important step toward financial stability, but it takes time to accumulate and transfer wealth. We cover rent, but the help comes with conversations, actionable planning, and an end date. When…