Nearly One-Third Of Gen Z Steers Clear Of Car Insurance, Survey Finds

August 15, 2026 9:05 PM ET A significant share of American drivers have opted to avoid insuring the vehicles they drive amid the rising cost of living and shifting consumer habits, a recent survey finds.Around 30% of Generation Z — people born between 1997 and 2012 — admitted to owning or driving an uninsured vehicle within the past six months, according to a survey TransUnion published Tuesday. While the reasoning by respondents vary, key factors involve shifting behaviors by consumers as well as the unpredictability of economic outlooks — including effects of the Iran War — making the true costs of car ownership undesirable.As perhaps the most commonly experienced cost, the average price of a regular gallon of gasoline in the United States was roughly $4.07 at the time of publication, an