My Friend Is Barely Hanging on Financially. She Doesn’t See the Crisis That’s Coming Down the Line.

Pay Dirt Aug 24, 20266:00 AM Photo illustration by Slate. Photo by Getty Images Plus. Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here. (It’s anonymous!) Dear Pay Dirt, My lifelong friend “Sarah” is in her 40s, single, and struggles to support herself and her younger sister, “Melanie,” who falls into that crack where she is not officially mentally disabled, but is only capable of working a very basic, part-time job that just about keeps her fed. Their parents both died in their 50,s and Sarah, too, is in very poor health for her age. She is only able to maintain a few thousand dollars of savings at a time, and even that is impressive given what she makes and her expenses. But I’m really worried about their future. There is currently zero plan or p