My family of 5 spent $8,600 on a trip to Disney World and Universal. Here's exactly where the money went and how we saved.

The author (right) took her family of five to Orlando for a family trip. Courtesy of Lisa Galek My family of 5 spent $8,600 on a trip to Universal Studios and Disney World. The bulk of our money went to flights, two hotel rooms, and park tickets. We saved money by using credit card points. When I started planning a family vacation to Orlando, I knew we wanted to have the full theme park experience — staying at a Universal hotel, visiting the new Epic Universe, adding a Disney day, and…