Martin Lewis explains £68.90 state pension boost for those who might miss out

Finance guru describes 'hard bottom, soft top' system17:04, 12 Jul 2026Finance expert Martin Lewis has explained how millions of people could be missing out on a £68.90-a-week boost to their retirement due to not having enough NI - National Insurance - contributions. The founder of the Money Saving Expert website, who has a popular podcast show, has been discussing how there is a general assumption that people need exactly 35 qualifying years to receive the full new state pension but that the situation can be more complicated.‌Mr Lewis was answering a query from a listener to his show about a relative approaching their 40s who had never worked, claimed benefits or built up any NI credits, reports The Mirror. He described how the state pension system has a “hard bottom and a soft top”, mean