Insurer denies accident claim over ‘hidden’ hypertension, man gets Rs 9 lakh payout

5 min readNew DelhiJul 30, 2026 03:00 PM IST The complainant denied intentionally concealing any medical history and contended that the claims arose solely because of the injuries suffered in the road accident. (AI-generated image)Holding that an accident-related health insurance claim cannot be rejected on the basis of an alleged pre-existing condition unrelated to the treatment, a Punjab consumer forum has directed an insurance company to reimburse Rs 8.88 lakh with interest and pay Rs 30,000 as compensation and litigation costs to a complainant. President Dr Harveen Bhardwaj and member Jyotsna of the Jalandhar District Consumer Disputes Redressal Commission were hearing Rajinder Saini’s plea against the insurer’s rejection of reimbursement claims and cancellation of his family floater p