I’m So Sick of Hearing the Same Old Complaint From People About Their Savings. They Have No Idea!

Pay Dirt Aug 19, 20266:00 AM Photo illustration by Slate. Photo by Liubomyr Vorona/Getty Images Plus. Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here. (It’s anonymous!) Dear Pay Dirt, I read your column all the time, and there are always people asking whether they’ve saved enough for retirement or for emergency funds. Then, they tell you the amounts saved, and I am flabbergasted because I am not even close to the amounts they’ve saved and are worried about! I am just over 50, and through a series of life circumstances, failure to advocate for myself during most of my employment history, and poor decision making, I only have $23,000 in retirement and next to nothing in savings. After living with my parents well into my 40s, I finally bought a hous