I’m Almost 70 and I Have Nothing Saved for Retirement. My Next Move Could Make or Break Me.

Pay Dirt Aug 12, 20266:00 AM Photo illustration by Slate. Photo by Getty Images Plus. Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here. (It’s anonymous!) Dear Pay Dirt, I’m 67, and was a single parent most of my adult life, living paycheck-to-paycheck while juggling multiple jobs. I went to college late in life, and I now have a Master’s degree and hold a senior leadership position in my primary job. Now I’m making more money than I’ve ever made. I still have a side hustle and recently started receiving survivor benefits from Social Security. For the first time in my life, I’m making $200,000 per year (from both jobs plus the survivor benefits ) and have good credit. I hope I’m able to work until I’m 72. I’ll have $4,750 each month in Social Secur