I'm a credit card point maximizer. I'm spending more than planned, but I believe it will pay off.

Sunny Chanel Sunny Chanel is a San Francisco-based freelance writer with a passion for finding good deals. She shares her strategy for credit card point accumulation: strategic purchases based on available bonuses. She writes that while her strategy has led her to spend more, she's confident that it's worth it. I recently splurged and spent almost $1,000 on tours for an upcoming family trip to Italy. I wasn't originally planning to book any tours at all — we usually just wing it — but the…