The Central Bank's 2025 Fraud Report shows that reported fraud cases across banks, specialised deposit-taking institutions (SDIs) and payment service providers (PSPs) increased from 15,164 in 2022 to 24,778 in 2025. Over the same period, the total value at risk rose from GH¢82 million to GH¢101 million, highlighting the growing threat fraud poses to Ghana's financial system.