Car insurance company with history of consumer complaints to pay Illinois over $200,000

First Chicago Insurance — a car insurer that's drawn attention for its high number of consumer complaints — and a related company have agreed to pay Illinois $201,750 and improve their claims handling practices, after state insurance examiners uncovered numerous irregularities. First Chicago and United Security Insurance, both owned by Warrior Invictus Holding Co., sell nonstandard auto insurance policies to drivers who don't qualify for coverage with better-known insurers, often due to poor…