Hill Street Studios/Getty Australia’s housing policy has come a long way over the past year, as the Albanese government tries to help more people buy their first home. Last October, the federal government expanded its Home Guarantee Scheme, removing income caps and opening the scheme to all first home buyers with a 5% deposit. Since then, it has also launched the Help To Buy shared equity scheme and announced major reforms to negative gearing and the capital gains tax discount. The government