Apple launches US device leasing program with Klarna

July 28 : Apple on Tuesday launched a device leasing program in the U.S. through payments firm Klarna, offering customers monthly plans for iPhones, Macs, iPads and Apple Watches.The program, called Apple Upgrade, expands the technology giant's payment options and replaces its existing iPhone Upgrade Program and iPhone Payments offering in the country.Customers can lease iPhones and Apple Watches for 12 or 24 months, while Macs and iPads are available under 24- or 36-month plans, Apple said.Monthly payments start at $17.99 for an iPhone, $11.99 for an Apple Watch or iPad and $24.99 for a Mac. Applicants will undergo a soft credit check by Klarna that will not affect their credit score, Apple said. Customers can reduce monthly payments by trading in an existing device and earn 3 per cent ca