Apple is giving its products the car-lease treatment after hiking prices

Apple is getting into the leasing business. Michael M. Santiago/Getty Images Apple's new leasing program offers access to its products via monthly payments lower than traditional financing to own. The program — called Apple Upgrade — acts like a car lease. It runs via the BNPL platform, Klarna. The new financing option arrives in the wake of Apple hiking hardware prices as memory costs increase due to a shortage. Apple has a new way to lower the monthly cost of financing its devices: Don't…