Am I too old to be more aggressive? Ask Susan

Got questions? RNZ has a podcast, 'No Stupid Questions', with Susan Edmunds.We'd love to hear more of your questions about money and the economy. You can send through written questions, like these ones, but even better, you can drop us a voice memo to our email questions@rnz.co.nz.You can also sign up to RNZ's new money newsletter, 'Money with Susan Edmunds'.A stupid question but is 46 too old to change to aggressive for my KiwiSaver?This isn't personalised advice but in general, I wouldn't think so. It depends on a lot of factors like your personal risk tolerance and your investing timeframe.Aggressive funds are among the most volatile options in KiwiSaver, and have even more exposure to growth assets than growth funds. They invest in things like equities that can fluctuate in value a lot