1 in 4 homeowners are making this extra mortgage payment. Should you?

The affordability crisis may be preventing some homeowners from paying off their mortgages early. The share of Americans who are forking over additional money to pay down the principal on their mortgage fell earlier this year to the lowest level in about five years, according to a new report from Rocket Mortgage. Through the end of January, nearly 25% of the Detroit-based lender’s clients made at least one additional annual payment, down from as high as almost 30% who did so in 2022.  Some…